Your credit score is an important number that can affect the interest rate you can get for a mortgage and even whether you can qualify for certain types of home loans. It's not the same as your credit report. Think of your credit score as a... (Read More)

When purchasing a home, your mortgage pre-approval is based on your current financial situation. That's why once you are pre-approved, you should avoid making big changes to your finances. Here are several things you'll want to avoid doing while... (Read More)

Moving into a new home is a happy — and hectic — time. There's so much to do! At Primary Residential Mortgage, we know your to-do list is overflowing in the days and weeks after purchasing a home. But we wanted to share with you two tasks that... (Read More)

Don't think you'll be able to afford to buy your first home anytime soon? The good news is that when it comes to finances, little efforts can lead to big results. These four strategies are designed to help you and your family spend less, save more... (Read More)

Congratulations! You are using your VA loan benefit to buy a home. Once you are under contract on a home, the lender will tell you that there needs to be a VA appraisal ordered. People usually have many questions about appraisals. The following... (Read More)

Whether you're buying or selling a home, you're likely to encounter a host of mortgage terms and acronyms along the way. Find them a bit confusing? You're not alone! Real estate really has a language of its own. You'll feel a lot better on closing... (Read More)

The property disclosure report is an important document in any real estate transaction. In it, sellers must reveal any issues relating to a property that could negatively affect its value. That's why it's so important for home sellers to set... (Read More)

No one likes to read mounds of paperwork when buying a home. But there's one form you definitely don't want to gloss over. The closing disclosure form is one of the most important documents you'll review when buying a home. It explains the terms and... (Read More)

Your credit score has more of an impact on your monthly mortgage payment than you might think. Generally, the higher your score, the lower the mortgage you may be able to qualify for. And the lower your credit score, the higher your mortgage... (Read More)