How much of a down payment do you need to buy a home? Less than you might think! Many people believe that in order to purchase a home, you need a 20% down payment. Studies show it's one of the most enduring home-buying myths. Just remember that... (Read More)

Thinking of buying your first home or one that better suits you and your family? Here are three important steps in the home-buying process you don't want to skip: Get a mortgage pre-approval. Nearly nine out of every 10 buyers finance their home... (Read More)

A good credit score is important if you're thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s... (Read More)

Many Americans assume they aren't qualified to buy a home. So instead of doing any research, they resign themselves to a future of renting. We get it: real estate— and home buying in general—is daunting. But there are a variety of specialty... (Read More)

Buying a home is usually one of the most significant long-term financial decisions a person makes. Most mortgages are fifteen years or more, so it's a decades-long commitment for the majority of people. Yet, when it's time to start considering... (Read More)

Have a little one in your house? You've likely did your fair share of child proofing in every room of your home. Unfortunately, there are a number of hazards in homes today that many parents do not realize pose a safety threat. What should you look... (Read More)

Many Americans think renting is their future. Why? In part, at least, because coming up with enough money to put down on a home can be tough. However, owning a home can become a reality for you. All it requires is dedication and some financial... (Read More)

You're in the market for a new home. It’s easy to get caught up in the details of the home itself: its size, the number of bedrooms, the condition of the kitchen and bathrooms. While things like square footage and condition of a home are... (Read More)

Ready to buy your first home? Your first step is to visit a mortgage lender to see how much house you can afford. But be prepared for the paperwork that comes with it. Here are the documents you'll be asked to provide as part of the loan application... (Read More)