Have you always dreamed of living by the beach when you retire? Or are you ready to trade in the big city life for the slower pace of small-town living (or vice versa)? That's the beauty of retirement. You get to decide what you want to do and where... (Read More)

VA home loans are specifically designed to meet the home-buying needs of former and active duty service members. Unlike traditional mortgages, VA loans usually require no down payment and offer a variety of other benefits including: No monthly... (Read More)

A 2018 survey by the National Association of Home Builders found that 76% of potential homebuyers estimated they could afford fewer than half of the homes for sale in their markets. With statistics like these, it's no wonder many Americans think... (Read More)

Ever wonder which things can affect your credit score the most when you're applying for a mortgage loan? Here are some of the top factors that can dramatically lower anyone's score: You're 30 days late (or more) paying a bill. You could see a... (Read More)

The VA home loan program was developed in 1944 as part of the original Serviceman's Readjustment Act. Since then, it's gone on to help thousands of veterans realize their dreams of homeownership. That said, there are many myths and... (Read More)

Buying your first home is stressful and confusing. There is so much to learn during the process that it can feel very overwhelming. It's also one of the most important financial decisions you will make in your life. So, it's natural to worry that... (Read More)

Do you feel like the mortgage industry has a language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. We want... (Read More)

You found the home of your dreams. How do you know how much to offer? This is where an experienced real estate agent can be helpful. Using information from a variety of sources, agents can help you navigate this question and a variety of others for... (Read More)

Do you understand the difference between a property appraisal and a home inspection? Surveys show that many homebuyers - even those who have purchased homes before - have some level of confusion about these two key aspects of a home... (Read More)