Have you been watching mortgage rates and trying to decide if refinancing is right for you? There are a number of factors that go into the decision to refinance your home. Refinancing is more than just an opportunity to get a new mortgage rate... (Read More)

You're ready to buy a home. You have a great job, good credit and you're prepped for the responsibility of homeownership. But what about the down payment? Coming up with enough money to put down on a home can be one of the toughest parts of a home... (Read More)

A good credit score is important if you're thinking about purchasing a home. Your credit score impacts the interest rate that you can get for a mortgage. It also can impact your ability to qualify for certain types of home loans. And if it’s... (Read More)

Do you feel like the mortgage industry has language all its own? You're not alone. Surveys show that many consumers get frustrated with all of the unfamiliar terms, acronyms and phrases that are part of the mortgage application process. At PRMI, we... (Read More)

There's nothing like moving — whether it's across town or across the country — to make you realize just how much stuff you have! When moving, you're likely to let some things go, but probably also add some new appliances, furniture and other... (Read More)

Your down payment is in the bank and you're prequalified for a home loan. You're all ready to start looking at homes. Here are some tips for home buying the smart way: Don't go it alone. Some tech-savvy buyers like to use the Internet and mobile... (Read More)

A new home is definitely a big reason to celebrate. What better way to mark the day than with a thoughtful housewarming gift? If you enjoy giving practical gifts, a fire extinguisher is an incredible choice for a new homeowner. Every homeowner... (Read More)

You found a home your family absolutely loves. But you're not the only one who feels that way and now you're in a multiple-offer situation, competing against other home buyers for the same property. What's the best way to make an offer on a home... (Read More)

In the market for a new home? Purchasing a home is definitely something you don't do every day. So it's easy to make mistakes, and when it comes to home buying, mistakes can be costly. Here are some of the most common errors made by first-time... (Read More)