Wondering if you qualify to purchase a home? It's a great time to find out! Primary Residential Mortgage makes first-time home buying easier with our FHA loan options. FHA Loans are geared toward hard-working families with low to moderate incomes... (Read More)

Do you understand the difference between a property appraisal and a home inspection? Surveys show that many home buyers - even those who have purchased homes before - have some level of confusion about these two key aspects of a home purchase... (Read More)

Homeownership comes with some types of things that renters don't have to worry about, like home maintenance. But there's plenty of perks that make owning a home such an important part of the American Dream. There's nothing quite like the freedom... (Read More)

You've found the home of your dreams, the seller has accepted your offer and your loan application is being processed. When is the best time to "lock" your mortgage rate? And for how long should your lock be effective? If you're buying or building a... (Read More)

Identity theft is a fast-growing type of crime. Are you doing enough to protect yourself? Here are some simple yet effective ways to help prevent someone from stealing your personal information. Carry as little information as possible with you... (Read More)

At Primary Residential Mortgage, we know that many home buyers are interested in purchasing homes with water- and energy-saving features. But many times, it's hard to find the right 'green' home. That's why we offer the 203(k) home loan program... (Read More)

The appraisal is an important part of the home buying process. But what happens if an appraisal comes up short of the agreed-upon selling price? Here's an example: A home is listed for sale at $350,000. It's a multiple bidding situation, so you... (Read More)

The VA home loan program is one of the most flexible and attractive ways to finance a home today. There's no set downpayment requirement, no private mortgage insurance and rates are lower compared with some other types of loan programs. It's also... (Read More)

At PRMI, we know that home buyers often have a lot of questions. Well, we have answers! We love educating families about the home financing process and helping them make decisions that are right for them. Here are some of the most common FAQs about... (Read More)